what is “full coverage”? "Full coverage" isn't a coverage in itself. It's a phrase generally used to designate a number of coverages that provide a good amount of protection: specifically liability, comprehensive, and collision coverages. Liability helps pay for damage you cause in an at-fault accident, while comprehensive and collision can help repair damage to your car (or replace it altogether). It's a robust package of protection, yes — but it might not provide all the pr